login to online banking sign up for online banking

About Us

WHAT WE ARE ABOUT?

We provide you with the best tools, information, and advice to put you in the driver's seat on the road toward your best financial future. We are focused on empathizing with your needs, providing you with education and tools to make good financial decisions, and empowering you to act on those decisions. What else do we have? Because we are a not-for-profit financial institution, we have better loan rates and lower fees for you! When you bank with us, you are not just a customer; you are a member, a co-owner, and a part of something bigger, a part of something awesome! Now, that isn't a claim just any financial institution can make. We live and breathe this by always thinking of you, constantly innovating to provide you with best solutions to your financial needs, and always greeting you with a smile when you walk through the door. With us, there are NO hidden membership fees or deceptive relationship plans. We deliver personalized member service while offering you all the convenience that modern technology can bring.

Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12,000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County.

We are federally insured. Federally insured credit unions are regulated by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States government. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 increased the share insurance coverage on all federally insured credit union accounts up to $250,000.

OUR CORE VALUES:

We strive to be an organization where everyone involved is proud to say, It's My Credit Union!

This is achieved with:

Perfect Member Service: What we do, we do right. When we don't do it, we still empathize with our members, provide them with education and tools needed to meet their needs, and empower them to achieve their financial goals.

Win-Win-Win Solutions: We do what is right for our members, the community, and for the credit union.

Partnership: We strive to be partners with our members, our community and our Earth.

HOW IS A CREDIT UNION DIFFERENT FROM A BANK?

Credit unions are not-for-profit organizations that exist to serve their members rather than to maximize corporate profits. Like banks, credit unions accept deposits and make loans. Banks and savings & loans are owned by groups of stockholders whose interests include earning a healthy return on their investments. Credit unions, on the other hand, are member owned, so they have your interests in mind, not the interests of a small group of investors. Since Illinois State Credit Union is a not-for-profit financial institution, after expenses are paid and reserves are set aside, surplus earnings are returned to you, the member, in the form of lower loan rates, higher interest rates on savings, and free or low-cost services.

Locations & Hours

 
branch location
  • CENTER ST BRANCH

    1309 S. Center Street
    Normal, IL 61761

    Lobby Hours:

    Lobby (M,T,TH,F): 9:00AM - 4:00PM
    Lobby (Wed): 11:00AM - 4:00PM

    Drive-Up Hours:

    Drive-Up (M - F): 9:00AM - 5:00PM

branch location
  • AIRPORT RD BRANCH

    1408 Airport Road
    Bloomington, IL 61704

    Lobby Hours:

    Lobby (M,T,TH,F): 9:00AM - 4:00PM

    Lobby (Wed): 11:00AM - 4:00PM

    Lobby (Sat): 9:00AM - 1:00PM

    Drive-Up Hours:

    Drive-Up (M - F): 9:00AM - 5:00PM
    Drive-Up (Sat): 9:00AM - 1:00PM

branch location
  • BONE STUDENT CENTER BRANCH

    Bone Student Center
    100 N University St
    Normal, IL 61761

    Lobby Hours:

    Lobby (M,T,Th,F): 10:00AM - 4:00PM
    Lobby (Wed): 11:30AM - 4:00PM

branch location
  • WINNEBAGO BRANCH

    5305 N 2nd St
    Loves Park, IL 61111

    Lobby Hours:

    Lobby (M,T,TH,F): 9:00AM - 4:00PM

    Lobby (Wed): 11:00AM - 4:00PM

    Lobby (Sat): 9:00AM - 1:00PM

    Drive-Up Hours:

    Drive-Up (M - F): 9:00AM - 5:00PM
    Drive-Up (Sat): 9:00AM - 1:00PM

branch location
  • OTTAWA BRANCH

    311 E Joliet Street
    Ottawa, IL 61350

    Lobby Hours:

    Lobby (M,T,TH,F): 9:00AM - 4:00PM

    Lobby (Wed): 11:00AM - 4:00PM

    Lobby (Sat): 9:00AM - 1:00PM

    Drive-Up Hours:

    Drive-Up (M - F): 9:00AM - 5:00PM
    Drive-Up (Sat): 9:00AM - 1:00PM

branch location
  • CALL CENTER

    Phones:

    Mon,Tues,Thurs,Fri: 8:00AM - 6:00PM

    Wednesday: 11:00AM - 6:00PM

    Saturday: 9:00AM - 1:00PM

    Online Chat:

    Monday - Friday: 8:00AM - 6:00PM
    Saturday: 9:00AM - 1:00PM

Free ATMs

It is free for Illinois State Credit Union members to use the CO-OP Network to make withdrawals. The network is made up of over 30,000 ATMs throughout the U.S. and Canada. Disclaimer: Although it is free for Illinois State Credit Union members to use this network, we do not determine the fees that the ATM owner may charge. Example: If a notification is received there is a fee, you are accepting the fee regardless of this being listed as an Illinois State Credit Union free ATM. Search for an ATM near you.

On CO-OP website, location type needs to be set to ATM in the Select Location Type drop down.

Our ATMs accept cash deposits. We also have mobile check deposit and night drop for check deposits.

 
more ATMsexternal link

Shred Dates

Shred Days are held at 1309 S Center St in Normal from 8:30 am - 10:00 am

2024

January 6
February 3
March 2
April 6
May 4
June 1
July 6
August 3
September 7
October 5
November 2
December 7 - Due to the Bloomington-Normal Jaycee's Holiday Parade, the new time is 7:30 am - 9:00 am

2025

January 4
February 1
March 1
April 5
May 3
June 7
July 5
August 2
September 6
October 4
November 1
December 6

Closed Dates

2024

  • New Year's Day
    Monday, January 1
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Martin Luther King, Jr. Day
    Monday, January 15
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • President's Day
    Monday, February 19
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Memorial Day
    Monday, May 27
    All branches closed

  • Juneteenth
    Wednesday, June 19
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Independence Day
    Thursday, July 4
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Labor Day
    Monday, September 2
    All branches closed

  • Indigenous Peoples' Day
    Monday, October 14
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Veterans Day
    Monday, November 11
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Thanksgiving Day
    Thursday, November 28
    All branches closed

  • Thanksgiving Observation (Black Friday)
    Friday, November 29
    Drive Thru @Airport Road: Open 7:30AM-12:00PM

  • Christmas Eve
    Tuesday, December 24
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Christmas Day
    Wednesday, December 25
    All branches closed

  • New Year's Eve
    Tuesday, December 31
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

2025

  • New Year's Day
    Wednesday, January 1
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Martin Luther King, Jr. Day
    Monday, January 20
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • President's Day
    Monday, February 17
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Memorial Day
    Monday, May 26
    All branches closed

  • Juneteenth
    Thursday, June 19
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Independence Day
    Friday, July 4
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Labor Day
    Monday, September 1
    All branches closed

  • Indigenous Peoples' Day
    Monday, October 13
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Veterans Day
    Tuesday, November 11
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Thanksgiving Day
    Thursday, November 27
    All branches closed

  • Thanksgiving Observation (Black Friday)
    Friday, November 28
    Drive Thru @Airport Road: Open 7:30AM-12:00PM

  • Christmas Eve
    Wednesday, December 24
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

  • Christmas Day
    Thursday, December 25
    All branches closed

  • New Year's Eve
    Wednesday, December 31
    Drive Thru @Airport Road: Open 9:00AM - 1:00PM

Board of Directors

ARE YOU INTERESTED IN SERVING YOUR CREDIT UNION?

The Board of Directors provides direction on long-range objectives, determines policy, and monitors the progress of the Credit Union. The Board is comprised of Illinois State Credit Union members, who are elected for one-year terms as unpaid volunteers.

Illinois State Credit Union is looking for credit union members who are interested in volunteering their time and talents on the Board of Directors. The time commitment is approximately three hours per month. Regular meetings are scheduled for the third Tuesday of each month.

Application deadline is February 1st each year, but feel free to apply anytime as directors are occasionally added mid-year to fill vacancies. If you have any questions, contact Illinois State Credit Union President, Thom Ewen, Click Here or call the credit union at 309-451-8400.

If you wish to be considered for a nomination, please submit a resume, a short summary of your qualifications, education, professional background, and civic activities to:

Email: lquane@ilstu.edu - Larry Quane (Chairman of the Board)

U.S. Mail:
Chairman of the Board
Illinois State Credit Union
1309 S. Center Street
Normal, IL 61761

 
BOARD OF DIRECTORS

Larry Quane - Chairman of the Board
Michael Fish
J. P. Schroeder
Megan Devlin
Kevin Talbott
Bart Lytel
Bob Navarro
Larry Alferink
Diane Johnson

OFFICERS

Thom Ewen - President
Jeanette Isaac - Executive Vice President

 

Careers

AVAILABLE POSTINGS BELOW

Mortgage Loan Coordinator

Loan Officer/Underwriter

Full Time and Part Time Tellers in Bloomington-Normal

Other Opportunities

We are always on the lookout for smart, hard working, self motivated people to join our member-focused team! Experience using Microsoft Office is a must! Lending, accounting and customer service experience is helpful, but not necessary.

Employment Application

 
 

online formsexternal link

skip a loan payment
update personal information
submit a secure document
Loan Payment
Internal Transfer
update personal information
Add Joint Owner
Remove Joint Owner
Add/Change Beneficiaries
Order Checks
Submit a travel notice
more forms
apple app download
download for iPhone
android app download
download for Android
sign up for online banking
NCUA insured
Federally Insured by NCUA Routing #: 271186931 Careers Feedback Privacy Security NMLS# 571095 2015 Illinois State Credit Union All Rights Reserved All links marked with this icon change address lead off-site 309-430-6745 309-727-3758 309-220-8801 309-450-2215 309-888-6588
equal housing lender