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savings and CD rates header

savings and CD rates header

*Annual Percentage Yield

Share Certificates
Min. Deposit Dividend APY*
6 month CD $ 500 0.35 0.35
9 months CD $1000 0.40 0.40
12 months CD $1000 0.80 0.80
18 months CD $1000 1.05 1.05
24 months CD $1000 1.15 1.16
36 months CD $1000 1.40 1.40

Early withdrawal penalty on all CDs is 1% of amount withdrawn per year of the original CD term.

Money Markets
Min. Deposit Dividend APY*
Money Market $100,000 + 0.35 0.35
Money Market $75,000 - $99,999 0.30 0.30
Money Market $25,000-$74,999 0.25 0.25
Money Market $2,500-$24,999 0.20 0.20
Money Market Less Than $2,500 0.20 0.20

Dividends paid monthly on the average daily balance.

One free withdrawal per month. Fees could reduce earnings on the account.

Savings Accounts
Min. Deposit Dividend APY*
Savings Account $25 0.20 0.20
myPiggy (Kids Savings) $25 1.89 on first $5000 deposited 1.90
myFortune (Teen Checking) $25 2.86 on first $5000 deposited 2.89

Dividend paid monthly on the average daily balance.

Rate may change after the account is opened.

Individual Retirement Accounts
Min. Deposit Dividend APY*
6 month CD $ 500 0.35 0.35
12 month CD $1000 0.80 0.80
IRA Savings Account 0.20 0.20

Early withdrawal penalty on all CDs is 1% of amount withdrawn per year of the original CD term.

Dividend paid monthly on the average daily balance. Penalty for early withdrawal. Subject to availability.

Please call 309.451.8400 to make an appointment.



Member accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund, an arm of the National Credit Union Administration. NCUA is an independent agency of the United States Government.

car loan rates header

car loan rates header

* Annual Percentage Rate

Vehicles
Model Year APR* Term
2017 & Newer low as 3.49%* up to 60 months
2017 & Newer low as 3.99%* up to 72 months
2017 & Newer low as 4.99%* up to 84 months
2016 - 2014 low as 4.24%* up to 60 months
2016 - 2014 low as 4.74%* up to 72 months
2013 - 2011 low as 5.49%* up to 54 months
2010 - 2007 low as 6.74%* up to 42 months
Collector Cars low as 5.24%* up to 60 months
Motorcycles
APR* Term
New low as 7.49%* up to 60 months
Used low as 7.99%*
RVs, Boats & Trailers
APR* Term
New (Not Titled) low as 7.49%* up to 180 months
Used (Titled) low as 7.99%* up to 180 months

* Additional discounts may apply. Your actual rate will reflect your individual circumstances and may vary from the above rates. To find out your loan rate, please contact our Loan Department.

personal loan and credit card rates header

personal loan and credit card rates header

* Annual Percentage Rate

Personal Loans
APR* Term
Signature & Enhanced Line of Credit as low as 10.49%* up to 60 months
Credit Cards
APR*
VISA Platinum as low as 9.9% APR* The rate you will be offered is based on your individual credit
VISA Classic as low as 12.9% APR* The rate you will be offered is based on your individual credit

* Additional discounts may apply. Your actual rate will reflect your individual circumstances and may vary from the above rates. To find out your loan rate, please contact our Loan Department.

mortgage rates header

mortgage rates header

*Annual Percentage Rate.

FIRST MORTGAGE rates change daily - Check Today's Rates

Home Equity Line of Credit
Percent of Equity Current Rate Variable Rate Calculation
80% and under 3.75%* Prime Rate **
80.01% and over 4.75%* Prime Rate + 1%**

Rate adjusts semi-annually, January 1st and July 1st. Floor rate of 4.0%.

20-year term with a 10-year draw period. Minimum credit limit is $5000.00. Consult a tax advisor regarding the deductibility of interest.

* Annual Percentage Rate

**Prime is determined by the Wall Street Journal Prime Rate available to us as of 10 days before the date of any annual percentage rate adjustment.

Fixed Rate Second Mortgage Loans
Loan to value 80% and under Current Rate Term
4.75%* Up to 10 years
5.75%* Over 10 years
Loan to value 80.01% and over Current Rate Term
5.75%* Up to 10 years
6.75%* Over 10 years

Maximum term is 20-years, one time draw, other terms apply.

** Consult a tax advisor regarding the deductibility of interest.

Contact us at mortgages@itsmycu.org


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